PPP Loan Data: Kansas

Paycheck Protection Program statistics for Kansas. 85,642 loans disbursed, 3,596 unforgiven and potentially subject to enforcement.

Standard Enforcement Risk
Total Loans
86K

0.7% of national total

Total Disbursed
$7.4B

Avg: $86,412 per loan

Unforgiven Loans
4K

$311M outstanding

Jobs Supported
692K

95.8% forgiveness rate

PPP Program Overview: Kansas

Between April 2020 and May 2021, the U.S. Small Business Administration disbursed 85,642 Paycheck Protection Program loans in Kansas, totaling $7.4B. These loans supported approximately 692K jobs across the state during the COVID-19 pandemic.

Of these loans, 82,046 (95.8%) were fully forgiven. However, 3,596 loans totaling $311M remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.

This state has standard-level PPP enforcement activity.

Enforcement Risk in Kansas

Kansas has standard-level PPP enforcement activity. While enforcement is less concentrated here than in major metropolitan states, the DOJ PPP Strike Force operates nationally. Any borrower with an unforgiven loan or application discrepancies remains at risk regardless of geographic location.

The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Kansas borrowers for several more years. The 3,596 unforgiven loans in Kansas represent the most immediate enforcement targets.

Kansas vs. National Average

Forgiveness Rate95.8% vs. 92.2% national
Average Loan Size$86,412 vs. $69,287 national

Frequently Asked Questions: PPP in Kansas

How many PPP loans were issued in Kansas?

Kansas received 85,642 PPP loans totaling $7.4B between April 2020 and May 2021. The average loan size was $86,412, supporting approximately 692K jobs.

How many PPP loans in Kansas were not forgiven?

Approximately 3,596 PPP loans in Kansas (4.2% of total) were not forgiven, representing $311M in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.

What is the PPP audit risk level in Kansas?

Kansas is classified as "Standard" enforcement risk. This state has standard-level PPP enforcement activity. Borrowers in Kansas with unforgiven loans or discrepancies in their applications should be aware of ongoing DOJ and SBA OIG enforcement activity.

Can I still face a PPP audit in Kansas in 2026?

Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Kansas borrowers remain at risk regardless of whether their loan was forgiven.

Are You at Risk?

3,596 Kansas borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.

Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Data reflects the full PPP program period (April 2020 – May 2021). Last updated May 2026.

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