PPP Loan Data: Delaware
Paycheck Protection Program statistics for Delaware. 27,842 loans disbursed, 1,169 unforgiven and potentially subject to enforcement.
Standard Enforcement Risk0.2% of national total
Avg: $111,342 per loan
$130M outstanding
95.8% forgiveness rate
PPP Program Overview: Delaware
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed 27,842 Paycheck Protection Program loans in Delaware, totaling $3.1B. These loans supported approximately 248K jobs across the state during the COVID-19 pandemic.
Of these loans, 26,673 (95.8%) were fully forgiven. However, 1,169 loans totaling $130M remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
This state has standard-level PPP enforcement activity.
Enforcement Risk in Delaware
Delaware has standard-level PPP enforcement activity. While enforcement is less concentrated here than in major metropolitan states, the DOJ PPP Strike Force operates nationally. Any borrower with an unforgiven loan or application discrepancies remains at risk regardless of geographic location.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Delaware borrowers for several more years. The 1,169 unforgiven loans in Delaware represent the most immediate enforcement targets.
Delaware vs. National Average
Frequently Asked Questions: PPP in Delaware
How many PPP loans were issued in Delaware?
Delaware received 27,842 PPP loans totaling $3.1B between April 2020 and May 2021. The average loan size was $111,342, supporting approximately 248K jobs.
How many PPP loans in Delaware were not forgiven?
Approximately 1,169 PPP loans in Delaware (4.2% of total) were not forgiven, representing $130M in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP audit risk level in Delaware?
Delaware is classified as "Standard" enforcement risk. This state has standard-level PPP enforcement activity. Borrowers in Delaware with unforgiven loans or discrepancies in their applications should be aware of ongoing DOJ and SBA OIG enforcement activity.
Can I still face a PPP audit in Delaware in 2026?
Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Delaware borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
1,169 Delaware borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
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Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Data reflects the full PPP program period (April 2020 – May 2021). Last updated May 2026.