11.2% of KS total
Avg: $86,415 per loan
$30M outstanding
95.9% forgiveness rate
PPP Program Overview: Overland Park, KS
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed approximately 9,601 Paycheck Protection Program loans in the Overland Park metropolitan area, totaling $830M. These loans supported approximately 78K jobs in the local economy during the COVID-19 pandemic.
Of these loans, 9,207 (95.9%) were fully forgiven. However, 394 loans totaling $30M remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
Overland Park is part of Kansas, which has a Standard enforcement risk classification. The DOJ PPP Strike Force operates nationally, with particular focus on major metropolitan areas where loan volumes and dollar amounts are highest.
Enforcement Risk in Overland Park
Overland Park has standard-level PPP enforcement activity. While enforcement is less concentrated here than in larger metros, the DOJ PPP Strike Force operates nationally. Any borrower with an unforgiven loan or application discrepancies remains at risk regardless of location.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Overland Park borrowers for several more years.
Overland Park vs. Kansas Average
Frequently Asked Questions: PPP in Overland Park
How many PPP loans were issued in Overland Park, KS?
Overland Park, Kansas received approximately 9,601 PPP loans totaling $830M between April 2020 and May 2021. The average loan size was $86,415, supporting approximately 78K jobs in the Overland Park metro area.
How many PPP loans in Overland Park were not forgiven?
Approximately 394 PPP loans in the Overland Park metro area (4.1% of total) were not forgiven, representing $30M in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP enforcement risk in Overland Park?
Overland Park is in a "Standard" enforcement risk area. The DOJ PPP Strike Force and SBA OIG maintain active investigations in major metro areas. Borrowers in Overland Park with unforgiven loans or application discrepancies should be aware of ongoing enforcement activity through 2030-2031.
Can I still face a PPP audit in Overland Park in 2026?
Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Overland Park borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
394 Overland Park area borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Metro-area estimates derived from state-level data with population-weighted distribution. Last updated May 2026.