PPP Fairness

1. Acceptance of Terms

By accessing and using PPPFairness.com (the "Website"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Website. PPP Fairness reserves the right to modify these terms at any time, and your continued use of the Website constitutes acceptance of any modifications.

2. Purpose and Disclaimer

PPP Fairness is an advocacy and educational platform. The information provided on this Website, including but not limited to guides, toolkits, articles, and resources, is for general informational and educational purposes only. Nothing on this Website constitutes legal advice, financial advice, or professional counsel. You should consult with a qualified attorney or financial professional before making any decisions related to your PPP loan situation.

3. Intellectual Property

All content on this Website — including but not limited to text, graphics, logos, images, audio, video, the PPP Fairness name and logo, the PPP Investigation Survival Guide, the PPP Defense Toolkit, downloadable materials, and all other intellectual property — is the property of PPP Fairness and Gena Lofton, and is protected by United States copyright, trademark, and other intellectual property laws.

You may not:

Reproduce, distribute, or republish any content from this Website without prior written consent
Create derivative works based on our content, guides, or toolkits
Use our brand name, logo, or materials for any commercial purpose
Scrape, copy, or systematically download content from this Website
Resell, redistribute, or share purchased digital products (eBooks, toolkits) with third parties

4. Digital Products and Purchases

Digital products purchased through this Website (including the PPP Defense Toolkit and eBook) are licensed for personal, non-commercial use only. Upon purchase, you receive a limited, non-exclusive, non-transferable license to download and use the product for your own personal purposes. All sales of digital products are final. Due to the nature of digital downloads, refunds are generally not available unless required by applicable law.

5. Attorney Referral Service

The attorney referral feature on this Website is provided as a convenience to help connect individuals facing PPP investigations with qualified legal professionals. PPP Fairness does not guarantee the quality, outcome, or availability of any attorney services. Any attorney-client relationship is formed directly between you and the attorney, not with PPP Fairness. We are not responsible for any actions, advice, or outcomes resulting from attorney referrals.

6. User Submissions

By submitting information through our intake forms, petition, newsletter signup, or any other form on this Website, you grant PPP Fairness permission to use your submission for advocacy purposes, including but not limited to aggregate statistics, anonymized case studies, and advocacy communications. We will never share your personal identifying information publicly without your explicit written consent.

7. Limitation of Liability

PPP Fairness, its founder, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this Website, reliance on any information provided, or any actions taken based on the content herein. This includes but is not limited to damages resulting from legal decisions, financial losses, or outcomes of PPP investigations.

8. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

9. Contact

If you have questions about these Terms of Service, please contact us.