PPP Loan Data: Wisconsin
Paycheck Protection Program statistics for Wisconsin. 168,742 loans disbursed, 7,087 unforgiven and potentially subject to enforcement.
Standard Enforcement Risk1.5% of national total
Avg: $87,716 per loan
$622M outstanding
95.8% forgiveness rate
PPP Program Overview: Wisconsin
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed 168,742 Paycheck Protection Program loans in Wisconsin, totaling $14.8B. These loans supported approximately 1.3M jobs across the state during the COVID-19 pandemic.
Of these loans, 161,655 (95.8%) were fully forgiven. However, 7,087 loans totaling $622M remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
This state has standard-level PPP enforcement activity.
Enforcement Risk in Wisconsin
Wisconsin has standard-level PPP enforcement activity. While enforcement is less concentrated here than in major metropolitan states, the DOJ PPP Strike Force operates nationally. Any borrower with an unforgiven loan or application discrepancies remains at risk regardless of geographic location.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Wisconsin borrowers for several more years. The 7,087 unforgiven loans in Wisconsin represent the most immediate enforcement targets.
Wisconsin vs. National Average
Frequently Asked Questions: PPP in Wisconsin
How many PPP loans were issued in Wisconsin?
Wisconsin received 168,742 PPP loans totaling $14.8B between April 2020 and May 2021. The average loan size was $87,716, supporting approximately 1.3M jobs.
How many PPP loans in Wisconsin were not forgiven?
Approximately 7,087 PPP loans in Wisconsin (4.2% of total) were not forgiven, representing $622M in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP audit risk level in Wisconsin?
Wisconsin is classified as "Standard" enforcement risk. This state has standard-level PPP enforcement activity. Borrowers in Wisconsin with unforgiven loans or discrepancies in their applications should be aware of ongoing DOJ and SBA OIG enforcement activity.
Can I still face a PPP audit in Wisconsin in 2026?
Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Wisconsin borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
7,087 Wisconsin borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
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Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Data reflects the full PPP program period (April 2020 – May 2021). Last updated May 2026.