PPP Loan Data: West Virginia
Paycheck Protection Program statistics for West Virginia. 42,562 loans disbursed, 1,787 unforgiven and potentially subject to enforcement.
Standard Enforcement Risk0.4% of national total
Avg: $84,588 per loan
$151M outstanding
95.8% forgiveness rate
PPP Program Overview: West Virginia
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed 42,562 Paycheck Protection Program loans in West Virginia, totaling $3.6B. These loans supported approximately 312K jobs across the state during the COVID-19 pandemic.
Of these loans, 40,775 (95.8%) were fully forgiven. However, 1,787 loans totaling $151M remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
This state has standard-level PPP enforcement activity.
Enforcement Risk in West Virginia
West Virginia has standard-level PPP enforcement activity. While enforcement is less concentrated here than in major metropolitan states, the DOJ PPP Strike Force operates nationally. Any borrower with an unforgiven loan or application discrepancies remains at risk regardless of geographic location.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against West Virginia borrowers for several more years. The 1,787 unforgiven loans in West Virginia represent the most immediate enforcement targets.
West Virginia vs. National Average
Frequently Asked Questions: PPP in West Virginia
How many PPP loans were issued in West Virginia?
West Virginia received 42,562 PPP loans totaling $3.6B between April 2020 and May 2021. The average loan size was $84,588, supporting approximately 312K jobs.
How many PPP loans in West Virginia were not forgiven?
Approximately 1,787 PPP loans in West Virginia (4.2% of total) were not forgiven, representing $151M in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP audit risk level in West Virginia?
West Virginia is classified as "Standard" enforcement risk. This state has standard-level PPP enforcement activity. Borrowers in West Virginia with unforgiven loans or discrepancies in their applications should be aware of ongoing DOJ and SBA OIG enforcement activity.
Can I still face a PPP audit in West Virginia in 2026?
Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. West Virginia borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
1,787 West Virginia borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
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Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Data reflects the full PPP program period (April 2020 – May 2021). Last updated May 2026.