PPP Loan Data: Ohio
Paycheck Protection Program statistics for Ohio. 312,847 loans disbursed, 16,268 unforgiven and potentially subject to enforcement.
Medium Enforcement Risk2.7% of national total
Avg: $90,134 per loan
$1.5B outstanding
94.8% forgiveness rate
PPP Program Overview: Ohio
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed 312,847 Paycheck Protection Program loans in Ohio, totaling $28.2B. These loans supported approximately 2.5M jobs across the state during the COVID-19 pandemic.
Of these loans, 296,579 (94.8%) were fully forgiven. However, 16,268 loans totaling $1.5B remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
This state has moderate DOJ PPP enforcement activity with active SBA OIG presence.
Enforcement Risk in Ohio
Ohio has moderate PPP enforcement activity. While not among the highest-priority states, the DOJ and SBA OIG maintain active investigations here. Borrowers with loans over $150,000 or those with discrepancies in their applications should be particularly vigilant about potential enforcement actions.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Ohio borrowers for several more years. The 16,268 unforgiven loans in Ohio represent the most immediate enforcement targets.
Ohio vs. National Average
Frequently Asked Questions: PPP in Ohio
How many PPP loans were issued in Ohio?
Ohio received 312,847 PPP loans totaling $28.2B between April 2020 and May 2021. The average loan size was $90,134, supporting approximately 2.5M jobs.
How many PPP loans in Ohio were not forgiven?
Approximately 16,268 PPP loans in Ohio (5.2% of total) were not forgiven, representing $1.5B in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP audit risk level in Ohio?
Ohio is classified as "Medium" enforcement risk. This state has moderate DOJ PPP enforcement activity with active SBA OIG presence. Borrowers in Ohio with unforgiven loans or discrepancies in their applications should be aware of ongoing DOJ and SBA OIG enforcement activity.
Can I still face a PPP audit in Ohio in 2026?
Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Ohio borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
16,268 Ohio borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
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Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Data reflects the full PPP program period (April 2020 – May 2021). Last updated May 2026.