PPP Loan Data: Missouri
Paycheck Protection Program statistics for Missouri. 172,847 loans disbursed, 7,259 unforgiven and potentially subject to enforcement.
Standard Enforcement Risk1.5% of national total
Avg: $87,938 per loan
$638M outstanding
95.8% forgiveness rate
PPP Program Overview: Missouri
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed 172,847 Paycheck Protection Program loans in Missouri, totaling $15.2B. These loans supported approximately 1.3M jobs across the state during the COVID-19 pandemic.
Of these loans, 165,588 (95.8%) were fully forgiven. However, 7,259 loans totaling $638M remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
This state has standard-level PPP enforcement activity.
Enforcement Risk in Missouri
Missouri has standard-level PPP enforcement activity. While enforcement is less concentrated here than in major metropolitan states, the DOJ PPP Strike Force operates nationally. Any borrower with an unforgiven loan or application discrepancies remains at risk regardless of geographic location.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Missouri borrowers for several more years. The 7,259 unforgiven loans in Missouri represent the most immediate enforcement targets.
Missouri vs. National Average
Frequently Asked Questions: PPP in Missouri
How many PPP loans were issued in Missouri?
Missouri received 172,847 PPP loans totaling $15.2B between April 2020 and May 2021. The average loan size was $87,938, supporting approximately 1.3M jobs.
How many PPP loans in Missouri were not forgiven?
Approximately 7,259 PPP loans in Missouri (4.2% of total) were not forgiven, representing $638M in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP audit risk level in Missouri?
Missouri is classified as "Standard" enforcement risk. This state has standard-level PPP enforcement activity. Borrowers in Missouri with unforgiven loans or discrepancies in their applications should be aware of ongoing DOJ and SBA OIG enforcement activity.
Can I still face a PPP audit in Missouri in 2026?
Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Missouri borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
7,259 Missouri borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
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Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Data reflects the full PPP program period (April 2020 – May 2021). Last updated May 2026.