PPP Loan Data: Jackson, MS
Paycheck Protection Program statistics for the Jackson metro area. 15,081 loans disbursed, 755 unforgiven and potentially subject to enforcement.
Standard Enforcement Risk17.6% of MS total
Avg: $82,903 per loan
$56M outstanding
95% forgiveness rate
PPP Program Overview: Jackson, MS
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed approximately 15,081 Paycheck Protection Program loans in the Jackson metropolitan area, totaling $1.3B. These loans supported approximately 114K jobs in the local economy during the COVID-19 pandemic.
Of these loans, 14,326 (95%) were fully forgiven. However, 755 loans totaling $56M remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
Jackson is part of Mississippi, which has a Standard enforcement risk classification. The DOJ PPP Strike Force operates nationally, with particular focus on major metropolitan areas where loan volumes and dollar amounts are highest.
Enforcement Risk in Jackson
Jackson has standard-level PPP enforcement activity. While enforcement is less concentrated here than in larger metros, the DOJ PPP Strike Force operates nationally. Any borrower with an unforgiven loan or application discrepancies remains at risk regardless of location.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Jackson borrowers for several more years.
Jackson vs. Mississippi Average
Frequently Asked Questions: PPP in Jackson
How many PPP loans were issued in Jackson, MS?
Jackson, Mississippi received approximately 15,081 PPP loans totaling $1.3B between April 2020 and May 2021. The average loan size was $82,903, supporting approximately 114K jobs in the Jackson metro area.
How many PPP loans in Jackson were not forgiven?
Approximately 755 PPP loans in the Jackson metro area (5.0% of total) were not forgiven, representing $56M in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP enforcement risk in Jackson?
Jackson is in a "Standard" enforcement risk area. The DOJ PPP Strike Force and SBA OIG maintain active investigations in major metro areas. Borrowers in Jackson with unforgiven loans or application discrepancies should be aware of ongoing enforcement activity through 2030-2031.
Can I still face a PPP audit in Jackson in 2026?
Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Jackson borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
755 Jackson area borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Metro-area estimates derived from state-level data with population-weighted distribution. Last updated May 2026.