PPP Loan Data: Mississippi
Paycheck Protection Program statistics for Mississippi. 85,642 loans disbursed, 3,596 unforgiven and potentially subject to enforcement.
Standard Enforcement Risk0.7% of national total
Avg: $82,908 per loan
$298M outstanding
95.8% forgiveness rate
PPP Program Overview: Mississippi
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed 85,642 Paycheck Protection Program loans in Mississippi, totaling $7.1B. These loans supported approximately 648K jobs across the state during the COVID-19 pandemic.
Of these loans, 82,046 (95.8%) were fully forgiven. However, 3,596 loans totaling $298M remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
This state has standard-level PPP enforcement activity.
Enforcement Risk in Mississippi
Mississippi has standard-level PPP enforcement activity. While enforcement is less concentrated here than in major metropolitan states, the DOJ PPP Strike Force operates nationally. Any borrower with an unforgiven loan or application discrepancies remains at risk regardless of geographic location.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Mississippi borrowers for several more years. The 3,596 unforgiven loans in Mississippi represent the most immediate enforcement targets.
Mississippi vs. National Average
Frequently Asked Questions: PPP in Mississippi
How many PPP loans were issued in Mississippi?
Mississippi received 85,642 PPP loans totaling $7.1B between April 2020 and May 2021. The average loan size was $82,908, supporting approximately 648K jobs.
How many PPP loans in Mississippi were not forgiven?
Approximately 3,596 PPP loans in Mississippi (4.2% of total) were not forgiven, representing $298M in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP audit risk level in Mississippi?
Mississippi is classified as "Standard" enforcement risk. This state has standard-level PPP enforcement activity. Borrowers in Mississippi with unforgiven loans or discrepancies in their applications should be aware of ongoing DOJ and SBA OIG enforcement activity.
Can I still face a PPP audit in Mississippi in 2026?
Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Mississippi borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
3,596 Mississippi borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
Defense Resources
Other States
Cities in Mississippi
Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Data reflects the full PPP program period (April 2020 – May 2021). Last updated May 2026.