PPP Loan Data: Los Angeles, CA
Paycheck Protection Program statistics for the Los Angeles metro area. 291,811 loans disbursed, 21,303 unforgiven and potentially subject to enforcement.
High Enforcement Risk26.0% of CA total
Avg: $95,949 per loan
$1.9B outstanding
92.7% forgiveness rate
PPP Program Overview: Los Angeles, CA
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed approximately 291,811 Paycheck Protection Program loans in the Los Angeles metropolitan area, totaling $28.0B. These loans supported approximately 2.4M jobs in the local economy during the COVID-19 pandemic.
Of these loans, 270,508 (92.7%) were fully forgiven. However, 21,303 loans totaling $1.9B remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
Los Angeles is part of California, which has a High enforcement risk classification. The DOJ PPP Strike Force operates nationally, with particular focus on major metropolitan areas where loan volumes and dollar amounts are highest.
Enforcement Risk in Los Angeles
Los Angeles is in a high-priority enforcement area. Major metro areas with high loan volumes and large average loan sizes attract concentrated DOJ and SBA OIG attention. Multiple qui tam (whistleblower) cases have been filed in federal courts covering the Los Angeles area, and the SBA OIG maintains active field offices in the region.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Los Angeles borrowers for several more years.
Los Angeles vs. California Average
Frequently Asked Questions: PPP in Los Angeles
How many PPP loans were issued in Los Angeles, CA?
Los Angeles, California received approximately 291,811 PPP loans totaling $28.0B between April 2020 and May 2021. The average loan size was $95,949, supporting approximately 2.4M jobs in the Los Angeles metro area.
How many PPP loans in Los Angeles were not forgiven?
Approximately 21,303 PPP loans in the Los Angeles metro area (7.3% of total) were not forgiven, representing $1.9B in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP enforcement risk in Los Angeles?
Los Angeles is in a "High" enforcement risk area. The DOJ PPP Strike Force and SBA OIG maintain active investigations in major metro areas. Borrowers in Los Angeles with unforgiven loans or application discrepancies should be aware of ongoing enforcement activity through 2030-2031.
Can I still face a PPP audit in Los Angeles in 2026?
Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Los Angeles borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
21,303 Los Angeles area borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
Other Cities in California
Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Metro-area estimates derived from state-level data with population-weighted distribution. Last updated May 2026.