PPP Loan Data: Long Beach, CA
Paycheck Protection Program statistics for the Long Beach metro area. 35,122 loans disbursed, 2,248 unforgiven and potentially subject to enforcement.
High Enforcement Risk3.1% of CA total
Avg: $95,951 per loan
$199M outstanding
93.6% forgiveness rate
PPP Program Overview: Long Beach, CA
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed approximately 35,122 Paycheck Protection Program loans in the Long Beach metropolitan area, totaling $3.4B. These loans supported approximately 288K jobs in the local economy during the COVID-19 pandemic.
Of these loans, 32,874 (93.6%) were fully forgiven. However, 2,248 loans totaling $199M remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
Long Beach is part of California, which has a High enforcement risk classification. The DOJ PPP Strike Force operates nationally, with particular focus on major metropolitan areas where loan volumes and dollar amounts are highest.
Enforcement Risk in Long Beach
Long Beach is in a high-priority enforcement area. Major metro areas with high loan volumes and large average loan sizes attract concentrated DOJ and SBA OIG attention. Multiple qui tam (whistleblower) cases have been filed in federal courts covering the Long Beach area, and the SBA OIG maintains active field offices in the region.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Long Beach borrowers for several more years.
Long Beach vs. California Average
Frequently Asked Questions: PPP in Long Beach
How many PPP loans were issued in Long Beach, CA?
Long Beach, California received approximately 35,122 PPP loans totaling $3.4B between April 2020 and May 2021. The average loan size was $95,951, supporting approximately 288K jobs in the Long Beach metro area.
How many PPP loans in Long Beach were not forgiven?
Approximately 2,248 PPP loans in the Long Beach metro area (6.4% of total) were not forgiven, representing $199M in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP enforcement risk in Long Beach?
Long Beach is in a "High" enforcement risk area. The DOJ PPP Strike Force and SBA OIG maintain active investigations in major metro areas. Borrowers in Long Beach with unforgiven loans or application discrepancies should be aware of ongoing enforcement activity through 2030-2031.
Can I still face a PPP audit in Long Beach in 2026?
Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Long Beach borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
2,248 Long Beach area borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
Other Cities in California
Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Metro-area estimates derived from state-level data with population-weighted distribution. Last updated May 2026.