3.5% of MI total
Avg: $91,942 per loan
$38M outstanding
95.2% forgiveness rate
PPP Program Overview: Lansing, MI
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed approximately 9,698 Paycheck Protection Program loans in the Lansing metropolitan area, totaling $892M. These loans supported approximately 76K jobs in the local economy during the COVID-19 pandemic.
Of these loans, 9,232 (95.2%) were fully forgiven. However, 466 loans totaling $38M remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
Lansing is part of Michigan, which has a Medium enforcement risk classification. The DOJ PPP Strike Force operates nationally, with particular focus on major metropolitan areas where loan volumes and dollar amounts are highest.
Enforcement Risk in Lansing
Lansing has moderate PPP enforcement activity. While not among the highest-priority metros, the DOJ and SBA OIG maintain active investigations in this area. Borrowers with loans over $150,000 or those with discrepancies in their applications should be particularly vigilant.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Lansing borrowers for several more years.
Lansing vs. Michigan Average
Frequently Asked Questions: PPP in Lansing
How many PPP loans were issued in Lansing, MI?
Lansing, Michigan received approximately 9,698 PPP loans totaling $892M between April 2020 and May 2021. The average loan size was $91,942, supporting approximately 76K jobs in the Lansing metro area.
How many PPP loans in Lansing were not forgiven?
Approximately 466 PPP loans in the Lansing metro area (4.8% of total) were not forgiven, representing $38M in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP enforcement risk in Lansing?
Lansing is in a "Medium" enforcement risk area. The DOJ PPP Strike Force and SBA OIG maintain active investigations in major metro areas. Borrowers in Lansing with unforgiven loans or application discrepancies should be aware of ongoing enforcement activity through 2030-2031.
Can I still face a PPP audit in Lansing in 2026?
Yes. The 2022 PPP and Bank Fraud Enforcement Harmonization Act extended the statute of limitations for PPP fraud to 10 years. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Lansing borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
466 Lansing area borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
Other Cities in Michigan
View all Michigan data →Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Metro-area estimates derived from state-level data with population-weighted distribution. Last updated May 2026.