PPP Loan Data: Washington, DC
Paycheck Protection Program statistics for the Washington metro area. 31,299 loans disbursed, 1,127 unforgiven and potentially subject to enforcement.
Standard Enforcement Risk111.2% of DC total
Avg: $170,482 per loan
$165M outstanding
96.4% forgiveness rate
PPP Program Overview: Washington, DC
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed approximately 31,299 Paycheck Protection Program loans in the Washington metropolitan area, totaling $5.3B. These loans supported approximately 347K jobs in the local economy during the COVID-19 pandemic.
Of these loans, 30,172 (96.4%) were fully forgiven. However, 1,127 loans totaling $165M remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
Washington is part of District of Columbia, which has a Standard enforcement risk classification. The DOJ PPP Strike Force operates nationally, with particular focus on major metropolitan areas where loan volumes and dollar amounts are highest.
Enforcement Risk in Washington
Washington has standard-level PPP enforcement activity. While enforcement is less concentrated here than in larger metros, the DOJ PPP Strike Force operates nationally. Any borrower with an unforgiven loan or application discrepancies remains at risk regardless of location.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Washington borrowers for several more years.
Washington vs. District of Columbia Average
Frequently Asked Questions: PPP in Washington
How many PPP loans were issued in Washington, DC?
Washington, District of Columbia received approximately 31,299 PPP loans totaling $5.3B between April 2020 and May 2021. The average loan size was $170,482, supporting approximately 347K jobs in the Washington metro area.
How many PPP loans in Washington were not forgiven?
Approximately 1,127 PPP loans in the Washington metro area (3.6% of total) were not forgiven, representing $165M in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP enforcement risk in Washington?
Washington is in a "Standard" enforcement risk area. The DOJ PPP Strike Force and SBA OIG maintain active investigations in major metro areas. Borrowers in Washington with unforgiven loans or application discrepancies should be aware of ongoing enforcement activity through 2030-2031.
Can I still face a PPP audit in Washington in 2026?
Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Washington borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
1,127 Washington area borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Metro-area estimates derived from state-level data with population-weighted distribution. Last updated May 2026.