PPP Loan Data: Utah
Paycheck Protection Program statistics for Utah. 98,562 loans disbursed, 4,139 unforgiven and potentially subject to enforcement.
Standard Enforcement Risk0.9% of national total
Avg: $99,427 per loan
$412M outstanding
95.8% forgiveness rate
PPP Program Overview: Utah
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed 98,562 Paycheck Protection Program loans in Utah, totaling $9.8B. These loans supported approximately 812K jobs across the state during the COVID-19 pandemic.
Of these loans, 94,423 (95.8%) were fully forgiven. However, 4,139 loans totaling $412M remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
This state has standard-level PPP enforcement activity.
Enforcement Risk in Utah
Utah has standard-level PPP enforcement activity. While enforcement is less concentrated here than in major metropolitan states, the DOJ PPP Strike Force operates nationally. Any borrower with an unforgiven loan or application discrepancies remains at risk regardless of geographic location.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Utah borrowers for several more years. The 4,139 unforgiven loans in Utah represent the most immediate enforcement targets.
Utah vs. National Average
Frequently Asked Questions: PPP in Utah
How many PPP loans were issued in Utah?
Utah received 98,562 PPP loans totaling $9.8B between April 2020 and May 2021. The average loan size was $99,427, supporting approximately 812K jobs.
How many PPP loans in Utah were not forgiven?
Approximately 4,139 PPP loans in Utah (4.2% of total) were not forgiven, representing $412M in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP audit risk level in Utah?
Utah is classified as "Standard" enforcement risk. This state has standard-level PPP enforcement activity. Borrowers in Utah with unforgiven loans or discrepancies in their applications should be aware of ongoing DOJ and SBA OIG enforcement activity.
Can I still face a PPP audit in Utah in 2026?
Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Utah borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
4,139 Utah borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
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Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Data reflects the full PPP program period (April 2020 – May 2021). Last updated May 2026.