PPP Loan Data: Oregon
Paycheck Protection Program statistics for Oregon. 128,742 loans disbursed, 5,407 unforgiven and potentially subject to enforcement.
Standard Enforcement Risk1.1% of national total
Avg: $94,771 per loan
$512M outstanding
95.8% forgiveness rate
PPP Program Overview: Oregon
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed 128,742 Paycheck Protection Program loans in Oregon, totaling $12.2B. These loans supported approximately 1.0M jobs across the state during the COVID-19 pandemic.
Of these loans, 123,335 (95.8%) were fully forgiven. However, 5,407 loans totaling $512M remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
This state has standard-level PPP enforcement activity.
Enforcement Risk in Oregon
Oregon has standard-level PPP enforcement activity. While enforcement is less concentrated here than in major metropolitan states, the DOJ PPP Strike Force operates nationally. Any borrower with an unforgiven loan or application discrepancies remains at risk regardless of geographic location.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Oregon borrowers for several more years. The 5,407 unforgiven loans in Oregon represent the most immediate enforcement targets.
Oregon vs. National Average
Frequently Asked Questions: PPP in Oregon
How many PPP loans were issued in Oregon?
Oregon received 128,742 PPP loans totaling $12.2B between April 2020 and May 2021. The average loan size was $94,771, supporting approximately 1.0M jobs.
How many PPP loans in Oregon were not forgiven?
Approximately 5,407 PPP loans in Oregon (4.2% of total) were not forgiven, representing $512M in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP audit risk level in Oregon?
Oregon is classified as "Standard" enforcement risk. This state has standard-level PPP enforcement activity. Borrowers in Oregon with unforgiven loans or discrepancies in their applications should be aware of ongoing DOJ and SBA OIG enforcement activity.
Can I still face a PPP audit in Oregon in 2026?
Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Oregon borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
5,407 Oregon borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
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Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Data reflects the full PPP program period (April 2020 – May 2021). Last updated May 2026.