PPP Loan Data: Idaho
Paycheck Protection Program statistics for Idaho. 55,284 loans disbursed, 2,321 unforgiven and potentially subject to enforcement.
Standard Enforcement Risk0.5% of national total
Avg: $88,631 per loan
$206M outstanding
95.8% forgiveness rate
PPP Program Overview: Idaho
Between April 2020 and May 2021, the U.S. Small Business Administration disbursed 55,284 Paycheck Protection Program loans in Idaho, totaling $4.9B. These loans supported approximately 448K jobs across the state during the COVID-19 pandemic.
Of these loans, 52,963 (95.8%) were fully forgiven. However, 2,321 loans totaling $206M remain unforgiven and are potentially subject to SBA collection, Treasury offset, or DOJ enforcement action.
This state has standard-level PPP enforcement activity.
Enforcement Risk in Idaho
Idaho has standard-level PPP enforcement activity. While enforcement is less concentrated here than in major metropolitan states, the DOJ PPP Strike Force operates nationally. Any borrower with an unforgiven loan or application discrepancies remains at risk regardless of geographic location.
The False Claims Act statute of limitations extends through 2030-2031 for PPP loans. This means new enforcement actions can still be initiated against Idaho borrowers for several more years. The 2,321 unforgiven loans in Idaho represent the most immediate enforcement targets.
Idaho vs. National Average
Frequently Asked Questions: PPP in Idaho
How many PPP loans were issued in Idaho?
Idaho received 55,284 PPP loans totaling $4.9B between April 2020 and May 2021. The average loan size was $88,631, supporting approximately 448K jobs.
How many PPP loans in Idaho were not forgiven?
Approximately 2,321 PPP loans in Idaho (4.2% of total) were not forgiven, representing $206M in outstanding obligations. These borrowers may face Treasury collection actions or SBA enforcement.
What is the PPP audit risk level in Idaho?
Idaho is classified as "Standard" enforcement risk. This state has standard-level PPP enforcement activity. Borrowers in Idaho with unforgiven loans or discrepancies in their applications should be aware of ongoing DOJ and SBA OIG enforcement activity.
Can I still face a PPP audit in Idaho in 2026?
Yes. The False Claims Act has a 6-10 year statute of limitations. Since PPP loans were issued in 2020-2021, enforcement actions can continue through 2030-2031. Idaho borrowers remain at risk regardless of whether their loan was forgiven.
Are You at Risk?
2,321 Idaho borrowers have unforgiven PPP loans. Find out your specific risk level in under 3 minutes.
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Data Sources: U.S. Small Business Administration PPP Data Reports, PandemicOversight.gov, U.S. Treasury Department. Data reflects the full PPP program period (April 2020 – May 2021). Last updated May 2026.