Preparation + Execution

You Have Decided to File Subchapter V.
Now Learn How to Win It.

The Preparation Blueprint gets you ready. The Execution Guide gets you through it.

The complete system for navigating Subchapter V bankruptcy from start to finish — preparation, filing, monthly operating reports, creditor negotiations, plan confirmation, and beyond.

Note: This system is for people who have already decided to file Subchapter V and want to execute their case flawlessly. If you are still deciding whether to file — start with the Chapter 11 & SubV Defense System.

Preparation Blueprint: 12 chapters on getting filing-ready (instant download)
Execution Guide: Post-filing playbook for MORs, creditors, and plan confirmation
Complete document checklists and templates
Automatic stay opposition framework with case citations
PDI calculations, liquidation analysis, and financial planning tools
Secure checkout
One-time payment
COMPLETE SYSTEM
$7,500

One-time payment. Preparation + Execution guides.

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Preparation is only half the battle.

The Preparation Blueprint tells you how to get ready. But what happens after you file? Most business owners — and even their attorneys — are unprepared for the execution phase.

"I filed Subchapter V. Now what? My attorney seems unsure about the next steps."

The Execution Guide walks through every post-filing milestone so you can hold your team accountable.

"My accountant doesn't know what a Monthly Operating Report is. What do I do?"

Detailed MOR preparation guidance with templates — so your accountant knows exactly what's required.

"The government is arguing the automatic stay doesn't apply. How do I fight this?"

Complete opposition framework with case citations (Lockyer, PG&E, Landis) your attorney can use immediately.

"How do I get my plan confirmed and actually reduce my debt?"

Step-by-step plan confirmation strategy including PDI calculations and creditor negotiation tactics.

Two guides. One complete system.

Everything you need from the moment you consider Subchapter V to the day your plan is confirmed.

Preparation Blueprint

The same guide sold separately for $497. Covers everything before you file.

  • Eligibility & debt categorization
  • 6-month preparation timeline
  • Attorney selection guide
  • Pre-petition financial strategy
  • DIP banking setup
  • Document checklists

Value: $497 (included)

ONLY IN THIS PACKAGE

Execution Guide

The post-filing playbook. What to do from the day you file through plan confirmation.

  • Filing day procedures & first hearings
  • Monthly Operating Report (MOR) templates
  • Trustee relationship management
  • Automatic stay opposition framework
  • Creditor negotiation strategies
  • Plan confirmation & PDI calculations

Value: $2,000+ (only available here)

Inside the Execution Guide

Six detailed chapters covering every phase of the Subchapter V process after filing.

Ch. 1

SubV Trustee Dynamics

Working with (not against) the system. Understanding the trustee's dual role, building a productive relationship, and what the trustee reports to the court about your case.

Ch. 2

Cash Collateral & DIP Operations

Managing cash during bankruptcy. Negotiating cash collateral orders, adequate protection, DIP budgeting, and the critical first-day motions that set the tone for your case.

Ch. 3

Creditor Negotiation Mastery

Advanced negotiation with secured creditors, the SBA, IRS, and state agencies. Cramdown strategies, adequate protection payments, and converting hostile creditors to plan supporters.

Ch. 4

Plan Drafting & Confirmation

Writing a confirmable plan from scratch. PDI calculations, feasibility projections, treatment of each claim class, the cramdown requirements, and common objections with responses.

Ch. 5

Post-Confirmation Compliance & Exit

Life after confirmation. Plan payment management, MOR requirements, discharge timing, dealing with plan modifications, and the complete exit strategy for emerging from bankruptcy stronger.

Preparation Blueprint vs. Execution Mastery

The Blueprint covers everything before filing. The Execution Mastery adds everything after filing — and includes the Blueprint.

Preparation Blueprint

$497

Pre-filing preparation guide — 11 chapters

Eligibility & debt limit analysis
Debt categorization (disputed/unliquidated)
6-month preparation timeline
Attorney selection scorecard
DIP banking setup
Pre-petition financial strategy
Document checklists & case citations
COMPLETE SYSTEM

Execution Mastery

$7,500

Everything in Blueprint + Execution Guide — 10 chapters + 2 appendices

Everything in the Preparation Blueprint, plus:
First 14 days after filing playbook
Trustee relationship management
Monthly Operating Report templates & guide
Automatic stay management & opposition
Creditor negotiation strategies (EIDL-specific)
Reorganization plan drafting
Liquidation analysis framework
Confirmation hearing preparation
Post-confirmation compliance (3-5 years)
Sample plan provisions for EIDL borrowers

Already purchased the Blueprint?

Upgrade to Execution Mastery and your Blueprint purchase is credited. After checkout, you'll receive a $497 discount code to apply — so you only pay the difference for the Execution Guide content.

Upgrade price
$7,500 $6,000
with Blueprint credit
FeatureBlueprint ($5,997)Mastery ($7,500)
PRE-FILING (Preparation Blueprint)
Eligibility & debt limit analysis
Debt categorization strategy
6-month preparation timeline
Attorney selection guide
DIP banking & financial setup
Document checklists & case citations
POST-FILING (Execution Guide)
First 14 days after filing playbook
Trustee relationship management
Monthly Operating Report guide & templates
Automatic stay management
Creditor negotiations & claims resolution
Reorganization plan drafting
Liquidation analysis framework
Confirmation hearing preparation
Post-confirmation compliance (3-5 years)
Sample plan provisions for EIDL borrowers

Just need the Ch 11 & Sub V Defense System? Get it for $5,997

Who the Execution Mastery helps

Based on real scenarios. Names and details changed to protect privacy.

🛒

Retail Business Owner

Filed Subchapter V with $280K EIDL debt, no idea what to expect

The execution timeline kept her on track through every milestone. She submitted MORs on time, negotiated with the SBA trustee, and got her plan confirmed in 4 months.

⚖️

Subchapter V Attorney

Handling 3rd Sub V case, first with government creditor opposition

The automatic stay defense playbook and creditor negotiation frameworks saved weeks of research. Used the cram-down strategy to confirm the plan over SBA objections.

💼

Small Business Consultant

Advising a client portfolio with 5 EIDL borrowers considering Sub V

Used the PDI optimization techniques and asset protection strategies to advise all 5 clients. Three filed successfully, two resolved through negotiation using the frameworks.

Redacted SBA post-payment review letter
REAL LETTER
SBA POST-PAYMENT REVIEW

Your Forgiven PPP Loan Could Be Unforgiven.

The SBA is sending post-payment review letters to business owners whose PPP loans were already forgiven — threatening to reverse forgiveness and demanding mountains of documentation within 20 days.

About the author

Gena Lofton

Gena Lofton

MBA, International Economics | Former Ernst & Young Consultant

As a former Ernst & Young consultant who spent decades advising Fortune 500 companies on complex financial transactions, Gena brings the same analytical rigor to Subchapter V bankruptcy. She has spent years researching the intersection of EIDL debt and business restructuring — and discovered that most attorneys, accountants, and business owners were navigating the process without adequate guidance.

These guides are the resources she wishes existed when she first started researching Subchapter V. Every chapter is based on real research, real case law, and practical strategies for business owners.

Ernst & YoungFortune 500 AdvisoryMBA International EconomicsPublished AuthorFreedomFest Speaker

What you're getting for $7,500

Subchapter V Preparation Blueprint (12 chapters)
$497
Execution Guide: Filing Day & First 14 Days
$150
Execution Guide: Automatic Stay Opposition Framework
$200
Execution Guide: Monthly Operating Report Templates
$150
Execution Guide: Creditor Negotiation Strategies
$150
Execution Guide: Plan Confirmation Playbook
$200
Execution Guide: Post-Confirmation & Exit
$100
All document templates and checklists
$100

Total value: $1,647+

Your price: $7,500

One-time payment. Instant download. No recurring charges.

"I built these materials because I went through this myself." When I received my PPP investigation notice, I spent months and tens of thousands of dollars figuring out what to do. I created this system so you don't have to start from zero like I did.

— Gena, Founder of PPP Fairness

The Cost of Going In Unprepared

See how much time and money the Execution Mastery system can save you.

Without This SystemWith This System
Traditional Ch. 11 legal fees$100,000 – $300,000$25,000 – $75,000 (SubV)
Time to plan confirmation12 – 24 months3 – 6 months (SubV)
Business equity retentionOften lostPreserved (SubV)
Pre-filing preparationReactive, costly mistakesStrategic, planned

Savings estimates based on typical attorney fees and case timelines. Individual results vary.

Purchase Timing Guidance

When Should You Purchase This System?

This system is designed to be purchased and completed 60 to 90 days before your anticipated Subchapter V filing date. This timing gives you adequate time to study the execution strategies, prepare your cash flow projections, understand the trustee relationship, and build your plan framework before your case begins. It also ensures your purchase falls outside the 90-day preference period under bankruptcy law.

IMPORTANT TIMING NOTICE

If you are considering bankruptcy, we recommend purchasing this system at least 90 days before your anticipated filing date. Payments made within 90 days of a bankruptcy filing may be subject to trustee review as preferential transfers under 11 U.S.C. § 547. Purchasing well in advance of your filing date protects your investment and ensures you have adequate time to implement what you learn before your case begins. Always consult a qualified bankruptcy attorney regarding your timing. This is educational information only — not legal advice.

Ready for the complete system?

Get both the Preparation Blueprint and the Execution Guide. Don't navigate Subchapter V without a playbook.

One customer saved $80,000 in legal fees by qualifying for Subchapter V instead of traditional Chapter 11 — because they had the right preparation.
COMPLETE SYSTEM
$7,500

One-time payment. Preparation + Execution guides.

Powered by Stripe. 256-bit encryption.

All sales are final. Digital products are non-refundable.

This is an educational resource and does not constitute legal advice. Consult with a qualified attorney for your specific situation. All sales of digital products are final and non-refundable.
© 2026 PPPFairness.com. All rights reserved.

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Important Notice

This platform provides general educational information and does not provide legal advice. Always consult with a qualified attorney for your specific situation.

© 2026 PPPFairness.com. All rights reserved. Educational guidance only. Not legal advice.